9978 SW 98th TERRACE
Gainesville, FL 32608
For more information on this listing, contact us at: (352) 871-7333
Active
$429,900
-2.3%
9978 SW 98th TERRACE Gainesville, FL 32608
Single Family Home
Property Type
4
Beds
3
Baths
1,866
Sq. Ft.
2005
Year Built
Alachua
County
Built in 2025 and set on a full acre, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with room to enjoy both indoors and out. The single-story layout features an open floor plan and split-bedroom design, creating a practical separation between the primary suite and additional bedrooms. The primary suite includes a walk-in closet, dual sinks with separate vanities, linen storage, a private water closet and a spacious shower. The kitchen is equipped with smart appliances, while smart switches, an electric fireplace, ceiling fans and blinds add convenience throughout the home. An EV/hybrid vehicle charging port is already installed in the garage. Step outside to a covered patio overlooking the one-acre property, with established grass, trees, partial fencing, automatic irrigation in the front and back, and a small pond near the front of the property. A concrete driveway provides easy access to the home. The property is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Hammock Ridge also includes a neighborhood park with a playground and walking path. Located in Gainesville, the home offers a country setting while keeping shopping, dining, healthcare and everyday services within convenient reach. Gainesville is known for its extensive park system and access to North Florida's natural areas, including nearby Paynes Prairie Preserve State Park and the trails and recreation surrounding the city's creeks and waterways. The Santa Fe River and Suwannee River are also part of the broader North Central Florida landscape, offering additional opportunities for kayaking, fishing and outdoor recreation.
MLS #
GC543040
Monthly HOA
$38
On Site
52 Days
Last Updated
9/21/2026
Location
Contact Agent
Angela Stewart
(352) 871-7333Property Details
Community Information
Address
9978 SW 98th TERRACE, Gainesville, FL 32608
Area
32608 - Gainesville
County
Alachua
City
Gainesville
Subdivision
Hammock Ridge Unit 3-F
Zip Code
32608
Architecture
Bedrooms
4
Bathrooms
3
Year Built
2005
Stories
1
Style
Contemporary
Construction Materials
HardiPlank Type
Flooring Types
Carpet, Ceramic Tile, Luxury Vinyl
Roof
Shingle
Foundation
Slab
Garage Spaces
2
Parking Features
Driveway, Garage Faces Side
Features / Amenities
Interior Features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Thermostat
Appliances
Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Water Softener
Equipment
Irrigation Equipment
Fireplace Features
Electric, Family Room
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Laundry
Inside, Laundry Room
Furnished
Unfurnished
Window
Double Pane Windows
Garage Spaces
2
Parking
Driveway, Garage Faces Side
Cooling
Central Air
Heating
Central, Electric
Air Conditioning
Central Air
Fireplace(s)
Electric, Family Room
Property Features
Lot Size
43,560 Sq. Ft. / 1 Acres
Lot #
109
Flood Zone
X
Utilities
Electricity Connected, Sewer Connected, Water Connected
Sewer
Septic Tank
Water
Well
Road Surface
Paved
Fencing
Wood
Zoning
PD
Directions
From SR 24/Archer Road, turn south onto SW 84th Blvd. Turn right onto SW 107th St. At the dead end, turn left onto SW 101st Ave. Turn left onto SW 98th Terrace; home will be on the left.
Pets Allowed
Yes
Tax and Financial Info
Tax Year
2025
Tax Annual Amount
$5,298
Ownership
Fee Simple
Financing Available
Cash, Conventional, FHA, VA Loan
Financing Available
Cash, Conventional, FHA, VA Loan
Homestead
Yes
Total Annual Fees
$460
Average Monthly Fees
$38.33
Association Fee
$115 (paid Quarterly)
Association Amenities
Park, Playground, Trail(s)
HOA Payment Schedule
Quarterly
HOA / Community Association
Required
Rooms
| Level | Features | |
| Laundry | First | |
| Bathroom 3 | First | Tub With Shower |
| Bathroom 2 | First | Tub With Shower |
| Bedroom 4 | First | Ceiling Fan(s) |
| Bedroom 3 | First | Ceiling Fan(s) |
| Bedroom 2 | First | Ceiling Fan(s) |
| Primary Bathroom | First | Double Vanity,En Suite Bathroom,Makeup/Vanity Space,Shower No Tub,Split Vanities,Water Closet/Priv Toilet |
| Primary Bedroom | First | Ceiling Fan(s) |
| Dining Room | First | |
| Kitchen | First | |
| Living Room | First | Ceiling Fan(s) |
Mortgage Calculator
Your monthly payment will be
$0,000
Loan and interest only.
Purchase price
Down payment
Price Change History
| Date | Old Price | New Price | Percent Change |
| 9/21/2026 | $439,900 | $429,900 |
-2.3%
|
Schools
Walking and Transportation
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Listing provided courtesy of Hometown Realty Of North Florida, Inc (352-463-9001).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 6:45 AM EST.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 6:45 AM EST.
