9978 SW 98th TERRACE Gainesville, FL 32608
9978 SW 98th TERRACE Gainesville, FL 32608 | MLS GC543040 Photo 1
9978 SW 98th TERRACE Gainesville, FL 32608 | MLS GC543040 Photo 2
9978 SW 98th TERRACE Gainesville, FL 32608 | MLS GC543040 Photo 3
9978 SW 98th TERRACE Gainesville, FL 32608 | MLS GC543040 Photo 4
9978 SW 98th TERRACE Gainesville, FL 32608 | MLS GC543040 Photo 5
For more information on this listing, contact us at: (352) 871-7333
Active
$429,900
-2.3%

9978 SW 98th TERRACE Gainesville, FL 32608

Single Family Home Property Type
4 Beds
3 Baths
1,866 Sq. Ft.
2005 Year Built
Alachua County
View All Property Details
Built in 2025 and set on a full acre, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with room to enjoy both indoors and out. The single-story layout features an open floor plan and split-bedroom design, creating a practical separation between the primary suite and additional bedrooms. The primary suite includes a walk-in closet, dual sinks with separate vanities, linen storage, a private water closet and a spacious shower. The kitchen is equipped with smart appliances, while smart switches, an electric fireplace, ceiling fans and blinds add convenience throughout the home. An EV/hybrid vehicle charging port is already installed in the garage. Step outside to a covered patio overlooking the one-acre property, with established grass, trees, partial fencing, automatic irrigation in the front and back, and a small pond near the front of the property. A concrete driveway provides easy access to the home. The property is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Hammock Ridge also includes a neighborhood park with a playground and walking path. Located in Gainesville, the home offers a country setting while keeping shopping, dining, healthcare and everyday services within convenient reach. Gainesville is known for its extensive park system and access to North Florida's natural areas, including nearby Paynes Prairie Preserve State Park and the trails and recreation surrounding the city's creeks and waterways. The Santa Fe River and Suwannee River are also part of the broader North Central Florida landscape, offering additional opportunities for kayaking, fishing and outdoor recreation.
MLS # GC543040
Monthly HOA $38
On Site 52 Days
Last Updated 9/21/2026

Contact Agent

Angela Stewart

Angela Stewart

(352) 871-7333

Property Details

Community Information

Address 9978 SW 98th TERRACE, Gainesville, FL 32608
County Alachua
Zip Code 32608

Architecture

Bedrooms 4
Bathrooms 3
Year Built 2005
Stories 1
Style Contemporary
Construction Materials HardiPlank Type
Flooring Types Carpet, Ceramic Tile, Luxury Vinyl
Roof Shingle
Foundation Slab
Garage Spaces 2
Parking Features Driveway, Garage Faces Side

Features / Amenities

Interior Features Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Thermostat
Appliances Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Water Softener
Equipment Irrigation Equipment
Fireplace Features Electric, Family Room
Flooring Carpet, Ceramic Tile, Luxury Vinyl
Laundry Inside, Laundry Room
Furnished Unfurnished
Window Double Pane Windows
Garage Spaces 2
Parking Driveway, Garage Faces Side
Cooling Central Air
Heating Central, Electric
Air Conditioning Central Air
Fireplace(s) Electric, Family Room

Property Features

Lot Size 43,560 Sq. Ft. / 1 Acres
Lot # 109
Flood Zone X
Utilities Electricity Connected, Sewer Connected, Water Connected
Sewer Septic Tank
Water Well
Road Surface Paved
Fencing Wood
Zoning PD
Directions From SR 24/Archer Road, turn south onto SW 84th Blvd. Turn right onto SW 107th St. At the dead end, turn left onto SW 101st Ave. Turn left onto SW 98th Terrace; home will be on the left.
Pets Allowed Yes

Tax and Financial Info

Tax Year 2025
Tax Annual Amount $5,298
Ownership Fee Simple
Financing Available Cash, Conventional, FHA, VA Loan
Financing Available Cash, Conventional, FHA, VA Loan
Homestead Yes
Total Annual Fees $460
Average Monthly Fees $38.33
Association Fee $115 (paid Quarterly)
Association Amenities Park, Playground, Trail(s)
HOA Payment Schedule Quarterly
HOA / Community Association Required

Rooms

LevelFeatures
LaundryFirst
Bathroom 3FirstTub With Shower
Bathroom 2FirstTub With Shower
Bedroom 4FirstCeiling Fan(s)
Bedroom 3FirstCeiling Fan(s)
Bedroom 2FirstCeiling Fan(s)
Primary BathroomFirstDouble Vanity,En Suite Bathroom,Makeup/Vanity Space,Shower No Tub,Split Vanities,Water Closet/Priv Toilet
Primary BedroomFirstCeiling Fan(s)
Dining RoomFirst
KitchenFirst
Living RoomFirstCeiling Fan(s)

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Price Change History

Date Old Price New Price Percent Change
9/21/2026 $439,900 $429,900
-2.3%

Schools

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9978 SW 98th TERRACE Gainesville, FL 32608 | MLS GC543040
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Listing provided courtesy of Hometown Realty Of North Florida, Inc (352-463-9001).
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