1306 Twelve Oaks Rd St Cloud, FL 34771
1306 Twelve Oaks Rd St Cloud, FL 34771 | MLS O6450403 Photo 1
1306 Twelve Oaks Rd St Cloud, FL 34771 | MLS O6450403 Photo 2
1306 Twelve Oaks Rd St Cloud, FL 34771 | MLS O6450403 Photo 3
1306 Twelve Oaks Rd St Cloud, FL 34771 | MLS O6450403 Photo 4
1306 Twelve Oaks Rd St Cloud, FL 34771 | MLS O6450403 Photo 5
For more information on this listing, contact us at: (352) 871-7333
Active
$439,990

1306 Twelve Oaks Rd St Cloud, FL 34771

Single Family Home Property Type
4 Beds
3 Baths
2,510 Sq. Ft.
2026 Year Built
Osceola County
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Welcome to 1306 Twelve Oaks Road, Saint Cloud, FL - a new construction 2-story home built by M/I Homes, offering 2,510 square feet of thoughtfully designed living space. This 4-bedroom, 3-bathroom home combines quality craftsmanship with a functional layout ideal for everyday living and entertaining.

Step inside to discover an open-concept living space that connects the main gathering areas seamlessly, creating a bright and inviting atmosphere throughout the main level. The home features:
4 spacious bedrooms across 2 levels
3 full bathrooms
2,510 square feet of well-planned living space
Open-concept layout connecting kitchen, dining, and living areas
A private owner's bedroom with en-suite bathroom
A covered lanai perfect for outdoor relaxation
2-car garage
The design of this home reflects attention to detail and quality materials throughout. From the cohesive finishes to the efficient use of space, every element has been carefully considered to deliver a comfortable and stylish living environment. The covered lanai extends the living area outdoors, providing a great space for unwinding or hosting guests.

The surrounding neighborhood offers a welcoming environment with proximity to parks and recreational areas, making it easy to enjoy an active outdoor lifestyle. The well-established area provides a sense of community while maintaining a peaceful residential setting that is perfect for families and individuals alike.
MLS # O6450403
Monthly HOA $64
On Site 4 Days
Last Updated 10/20/2026

Location

Contact Agent

Angela Stewart

Angela Stewart

(352) 871-7333

Property Details

Community Information

Address 1306 Twelve Oaks Rd, St Cloud, FL 34771
County Osceola
City St Cloud
Zip Code 34771
Builder Name M.I Homes
Builders License # Cq1034841

School Information

High School Harmony High
Middle School Narcoossee Middle
Elementary School Narcoossee Elementary

Architecture

Bedrooms 4
Bathrooms 3
Year Built 2026
Stories 2
Construction Materials Stone, Stucco
Construction Status Completed
Projected Completion Date 2026-10-19T00:00:00
Flooring Types Carpet, Ceramic Tile
Roof Shingle
Foundation Slab
Builder Name M.I Homes
Garage Spaces 2

Features / Amenities

Interior Features Thermostat
Appliances Dishwasher, Disposal, Microwave, Range
Flooring Carpet, Ceramic Tile
Laundry Inside, Laundry Room
Furnished Unfurnished
Exterior Features Sidewalk
Patio And Porch Patio
Garage Spaces 2
Carport Spaces 0
Security Features Smoke Detector(s)
Cooling Central Air
Heating Central
Air Conditioning Central Air

Property Features

Lot Size 4,182 Sq. Ft. / 0.1 Acres
Lot # 150
Flood Zone X
Utilities Public
Sewer Public Sewer
Water Public
Road Surface Asphalt
Zoning RESIDENTIA
Directions From 417: Take Exit 22 south for County Road 15 / Narcoossee Road. Continue on Narcoossee Road for approximately 21 miles; the community will be on your left.

From US-192: Head north on Narcoossee Road. Continue for approximately 1.6 miles and the community will be on your right.
Pets Allowed Yes
Pet Restrictions Please Reach out to the HOA and County to Confirm all information.

Tax and Financial Info

Tax Year 2026
Tax Annual Amount $5,799
Ownership Fee Simple
Financing Available Cash, Conventional, FHA, VA Loan
Financing Available Cash, Conventional, FHA, VA Loan
Homestead No
Total Annual Fees $768
CDD Yes
Annual CDD Fee $1,660
Average Monthly Fees $64
Realtor Info Brochure Available, Docs Available, Floor Plan Available, Survey Available
Minimum Lease 7 Months
Association Fee $64 (paid Monthly)
Association Amenities Park, Playground, Pool, Trail(s)
HOA Payment Schedule Monthly
HOA / Community Association Required

Rooms

Size
Kitchen10 X 10
Great Room16 X 16
Dining Room12 X 12
Bedroom 410 X 12
Primary Bedroom16 X 13
Loft11 X 12
Bedroom 211 X 11
Bedroom 311 X 11
Laundry7 X 8

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1306 Twelve Oaks Rd St Cloud, FL 34771 | MLS O6450403
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Listing provided courtesy of Keller Williams Advantage Realty ([email protected]).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 9:30 AM EST.