4922 Tortoise Trl St Cloud, FL 34771
4922 Tortoise Trl St Cloud, FL 34771 | MLS O6450670 Photo 1
4922 Tortoise Trl St Cloud, FL 34771 | MLS O6450670 Photo 2
4922 Tortoise Trl St Cloud, FL 34771 | MLS O6450670 Photo 3
4922 Tortoise Trl St Cloud, FL 34771 | MLS O6450670 Photo 4
4922 Tortoise Trl St Cloud, FL 34771 | MLS O6450670 Photo 5
For more information on this listing, contact us at: (352) 871-7333
Active
$470,000

4922 Tortoise Trl St Cloud, FL 34771

Single Family Home Property Type
3 Beds
2 Baths
2,323 Sq. Ft.
2014 Year Built
Osceola County
View All Property Details
YOUR NEXT FINISH LINE AWAITS IN TURTLE CREEK! Discover the perfect blend of comfort, style, and versatility in this beautifully maintained, move-in-ready home located in the desirable Turtle Creek community of St. Cloud, Florida! Offering over 2,323 square feet of heated living space, this spacious 3 bedroom, 2 bathroom residence also features a dedicated den and separate formal dining room, providing endless possibilities to fit your lifestyle.

From the moment you arrive, you'll appreciate the charming covered front porch, inviting curb appeal, and the added privacy of NO FRONT NEIGHBORS! Step inside to a freshly painted interior featuring beautiful tile flooring throughout the main living areas and realistic grain pattern plank tile flooring in the bedrooms, combining elegance with easy maintenance.

The open concept layout creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The kitchen features gorgeous granite countertops, stainless steel appliances, and ample space to prepare your favorite meals while staying connected with family and guests.

NEED ROOM TO SHIFT GEARS? The versatile den and separate formal dining room offer the flexibility to create a home office, fitness room, playroom, hobby space, or additional entertainment area. Whether you're working from home or simply looking for extra space, this home offers options to suit your needs.

Retreat to the spacious primary suite, complete with TWO WALK-IN CLOSETS offering generous storage space and a private en-suite bathroom featuring dual vanities, a separate walk in shower, and a relaxing garden style soaking tub. Two additional bedrooms provide comfortable accommodations for family or guests. The thoughtfully designed second bathroom also features dual sinks and a separate room for the toilet and bathtub, providing added privacy and convenience when multiple people are getting ready.

Step outside to your own private backyard retreat! The spacious, fully fenced backyard and screened in patio provide the perfect setting for morning coffee, weekend gatherings, outdoor dining, or simply enjoying Florida's beautiful weather.

Additional highlights include a 2 car garage equipped with a smart garage door opener and built-in camera, plenty of guest parking, a covered front porch, and NO CDD FEES!

ENJOY THE TURTLE CREEK LIFESTYLE! Beyond your front door, discover a welcoming community offering TWO swimming pools, a playground, a dog park, neighborhood sidewalks, scenic lakeside walking trails, and beautiful green spaces ideal for outdoor recreation and community events. Whether you enjoy an evening stroll, spending time outdoors with your four-legged companion, or gathering with neighbors, Turtle Creek offers wonderful opportunities to enjoy the Florida lifestyle.

Conveniently located near shopping, dining, schools, major roadways, and the growing Lake Nona area, this home offers the perfect balance of neighborhood charm and accessibility to Central Florida's many attractions.

MOTIVATED SELLER! With generous living spaces, desirable features, added privacy, ample guest parking, fantastic community amenities, and a convenient location, this home is ready for its next chapter.

DON'T LET THIS ONE RACE PAST YOU! Schedule your private showing today and make this beautiful Turtle Creek home your next FINISH LINE!
MLS # O6450670
Monthly HOA $93
On Site 6 Days
Last Updated 10/21/2026

Location

Contact Agent

Angela Stewart

Angela Stewart

(352) 871-7333

Property Details

Community Information

Address 4922 Tortoise Trl, St Cloud, FL 34771
County Osceola
City St Cloud
Subdivision Turtle Creek
Zip Code 34771

School Information

Middle School Narcoossee Middle
Elementary School Lakeview Elem (K 5)

Architecture

Bedrooms 3
Bathrooms 2
Year Built 2014
Stories 1
Construction Materials Block
Flooring Types Luxury Vinyl, Tile
Roof Shingle
Foundation Slab

Features / Amenities

Interior Features Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s), Window Treatments
Appliances Convection Oven, Dishwasher, Disposal, Microwave, Refrigerator
Equipment Irrigation Equipment, Private Yard, Smart Locks
Flooring Luxury Vinyl, Tile
Laundry Laundry Closet
Furnished Unfurnished
Additional Rooms Den/Library/Office, Formal Dining Room Separate
Exterior Features Private Yard, Sidewalk
Window Shades, Window Treatments
Garage Spaces 0
Carport Spaces 0
Cooling Central Air
Heating Central, Electric
Air Conditioning Central Air

Property Features

Lot Size 6,750 Sq. Ft. / 0.15 Acres
Lot Dimensions 50 x 135
Lot # 273
Flood Zone X
Utilities Electricity Connected, Public, Sewer Connected, Water Connected
Sewer Public Sewer
Water Public
Road Surface Asphalt
Zoning RESI
Directions From 192, head north on Narcoossee Rd, then turn left into the Turtle Creek Community on Tortoise Trail, then turn left on Alligator St and right on Tortoise Trail. The property will be on the left. Please use GPS for accurate driving directions.
Pets Allowed Yes

Tax and Financial Info

Tax Year 2025
Tax Annual Amount $4,097
Ownership Fee Simple
Financing Available Cash, Conventional, FHA, VA Loan
Financing Available Cash, Conventional, FHA, VA Loan
Homestead Yes
Total Annual Fees $1,113.84
Average Monthly Fees $92.82
Realtor Info As-Is
Minimum Lease 8-12 Months
Association Fee $92.82 (paid Monthly)
HOA Payment Schedule Monthly
HOA / Community Association Required

Rooms

SizeFeatures
Family Room14 X 17
Kitchen15 X 18Stone Counters
Primary Bedroom14 X 18Double Vanity,En Suite Bathroom,Exhaust Fan,Garden Bath,Granite Counters,Rain Shower Head,Split Vanities,Tub with Separate Shower Stall

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4922 Tortoise Trl St Cloud, FL 34771 | MLS O6450670
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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 9:30 AM EST.