7708 Bent Tree LOOP
St Cloud, FL 34773
For more information on this listing, contact us at: (352) 871-7333
Active
$391,900
7708 Bent Tree LOOP St Cloud, FL 34773
Single Family Home
Property Type
3
Beds
2
Baths
1,780
Sq. Ft.
2026
Year Built
Osceola
County
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000; reduction already reflected in the advertised price.
Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering.
Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park.
$15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability.
Schedule your private tour and picture the everyday moments that could begin here.
Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering.
Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park.
$15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability.
Schedule your private tour and picture the everyday moments that could begin here.
MLS #
O6450742
Monthly HOA
$76
On Site
5 Days
Last Updated
10/19/2026
Contact Agent
Angela Stewart
(352) 871-7333Property Details
Community Information
Address
7708 Bent Tree LOOP, St Cloud, FL 34773
County
Osceola
City
St Cloud
Subdivision
Harmony Central Ph 2
Zip Code
34773
Builder Name
Adams Homes
School Information
High School
Harmony High
Middle School
Harmony Middle
Elementary School
Harmony Community School (K-5)
Architecture
Bedrooms
3
Bathrooms
2
Year Built
2026
Stories
1
Construction Materials
Block
Construction Status
Completed
Flooring Types
Carpet, Tile
Roof
Shingle
Foundation
Slab
Builder Name
Adams Homes
Garage Spaces
2
Features / Amenities
Interior Features
Ceiling Fans(s), High Ceilings, Open Floorplan, Pest Guard System, Stone Counters, Thermostat, Walk-In Closet(s)
Appliances
Dishwasher, Microwave, Range
Equipment
Irrigation Equipment
Flooring
Carpet, Tile
Laundry
Laundry Room
Furnished
Unfurnished
Exterior Features
Sidewalk
Window
Double Pane Windows
Garage Spaces
2
Carport Spaces
0
Cooling
Central Air
Heating
Electric
Air Conditioning
Central Air
Property Features
Lot Size
6,534 Sq. Ft. / 0.15 Acres
View
Trees/Woods
Lot #
18
Flood Zone
X
Utilities
Cable Available, Electricity Connected, Water Connected
Sewer
Public Sewer
Water
Public
Road Surface
Asphalt
Zoning
RES
Directions
From Narcoossee Road, travel east on US-192 past Harmony High School and the Harmony entrance. Turn left into Harmony Central and follow Bent Tree Loop to 7708 Bent Tree Loop, Lot 18-P.
Pets Allowed
Cats OK, Dogs OK, Yes
Pet Restrictions
Call HOA directly
Tax and Financial Info
Tax Year
2025
Tax Annual Amount
$831.28
Ownership
Fee Simple
Financing Available
Cash, Conventional, FHA, USDA Loan, VA Loan
Financing Available
Cash, Conventional, FHA, USDA Loan, VA Loan
Homestead
No
Total Annual Fees
$908
Average Monthly Fees
$75.67
Approval Process
Call HOA directly
Minimum Lease
7 Months
Association Fee
$908 (paid Annually)
Association Fee Includes
Pool
HOA Payment Schedule
Annually
HOA / Community Association
Required
Mortgage Calculator
Your monthly payment will be
$0,000
Loan and interest only.
Purchase price
Down payment
Schools
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Listing provided courtesy of Adams Homes Realty, Inc. (407-523-1030).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 3:15 PM EST.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 3:15 PM EST.
