7708 Bent Tree LOOP St Cloud, FL 34773
7708 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450742 Photo 1
7708 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450742 Photo 2
7708 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450742 Photo 3
7708 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450742 Photo 4
7708 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450742 Photo 5
For more information on this listing, contact us at: (352) 871-7333
Active
$391,900

7708 Bent Tree LOOP St Cloud, FL 34773

Single Family Home Property Type
3 Beds
2 Baths
1,780 Sq. Ft.
2026 Year Built
Osceola County
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Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000; reduction already reflected in the advertised price.

Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering.

Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park.

$15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability.

Schedule your private tour and picture the everyday moments that could begin here.
MLS # O6450742
Monthly HOA $76
On Site 5 Days
Last Updated 10/19/2026

Contact Agent

Angela Stewart

Angela Stewart

(352) 871-7333

Property Details

Community Information

Address 7708 Bent Tree LOOP, St Cloud, FL 34773
County Osceola
City St Cloud
Subdivision Harmony Central Ph 2
Zip Code 34773
Builder Name Adams Homes

School Information

High School Harmony High
Middle School Harmony Middle
Elementary School Harmony Community School (K-5)

Architecture

Bedrooms 3
Bathrooms 2
Year Built 2026
Stories 1
Construction Materials Block
Construction Status Completed
Flooring Types Carpet, Tile
Roof Shingle
Foundation Slab
Builder Name Adams Homes
Garage Spaces 2

Features / Amenities

Interior Features Ceiling Fans(s), High Ceilings, Open Floorplan, Pest Guard System, Stone Counters, Thermostat, Walk-In Closet(s)
Appliances Dishwasher, Microwave, Range
Equipment Irrigation Equipment
Flooring Carpet, Tile
Laundry Laundry Room
Furnished Unfurnished
Exterior Features Sidewalk
Window Double Pane Windows
Garage Spaces 2
Carport Spaces 0
Cooling Central Air
Heating Electric
Air Conditioning Central Air

Property Features

Lot Size 6,534 Sq. Ft. / 0.15 Acres
View Trees/Woods
Lot # 18
Flood Zone X
Utilities Cable Available, Electricity Connected, Water Connected
Sewer Public Sewer
Water Public
Road Surface Asphalt
Zoning RES
Directions From Narcoossee Road, travel east on US-192 past Harmony High School and the Harmony entrance. Turn left into Harmony Central and follow Bent Tree Loop to 7708 Bent Tree Loop, Lot 18-P.
Pets Allowed Cats OK, Dogs OK, Yes
Pet Restrictions Call HOA directly

Tax and Financial Info

Tax Year 2025
Tax Annual Amount $831.28
Ownership Fee Simple
Financing Available Cash, Conventional, FHA, USDA Loan, VA Loan
Financing Available Cash, Conventional, FHA, USDA Loan, VA Loan
Homestead No
Total Annual Fees $908
Average Monthly Fees $75.67
Approval Process Call HOA directly
Minimum Lease 7 Months
Association Fee $908 (paid Annually)
Association Fee Includes Pool
HOA Payment Schedule Annually
HOA / Community Association Required

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7708 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450742
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Listing provided courtesy of Adams Homes Realty, Inc. (407-523-1030).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 3:15 PM EST.