7732 Bent Tree LOOP
St Cloud, FL 34773
For more information on this listing, contact us at: (352) 871-7333
Active
$392,900
7732 Bent Tree LOOP St Cloud, FL 34773
Single Family Home
Property Type
4
Beds
2
Baths
1,820
Sq. Ft.
2026
Year Built
Osceola
County
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH!
Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives.
Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park.
CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability.
Schedule your visit and picture the everyday moments that could begin here.
Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives.
Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park.
CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability.
Schedule your visit and picture the everyday moments that could begin here.
MLS #
O6450777
Monthly HOA
$76
On Site
3 Days
Last Updated
10/20/2026
Location
Contact Agent
Angela Stewart
(352) 871-7333Property Details
Community Information
Address
7732 Bent Tree LOOP, St Cloud, FL 34773
County
Osceola
City
St Cloud
Subdivision
Harmony Central Ph 2
Zip Code
34773
Builder Name
Adams Homes
School Information
High School
Harmony High
Middle School
Harmony Middle
Elementary School
Harmony Community School (K-5)
Architecture
Bedrooms
4
Bathrooms
2
Year Built
2026
Stories
1
Construction Materials
Block, Stucco
Construction Status
Completed
Flooring Types
Carpet, Ceramic Tile
Roof
Shingle
Foundation
Slab
Builder Name
Adams Homes
Garage Spaces
2
Features / Amenities
Interior Features
Open Floorplan, Pest Guard System
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Equipment
Private Entrance, Private Yard
Flooring
Carpet, Ceramic Tile
Laundry
Laundry Room
Furnished
Unfurnished
Exterior Features
Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
Home Warranty
Yes
Patio And Porch
Covered, Rear Porch
Garage Spaces
2
Carport Spaces
0
Cooling
Central Air
Heating
Electric
Air Conditioning
Central Air
Property Features
Lot Size
6,534 Sq. Ft. / 0.15 Acres
Lot #
22
Flood Zone
X
Utilities
Cable Connected, Electricity Connected, Sprinkler Meter, Water Connected
Sewer
Public Sewer
Water
Public
Road Responsibility
Public Maintained Road
Road Surface
Asphalt
Zoning
RES
Directions
From Narcoossee Road travel east on US-192 past Harmony High School. Turn left into Harmony Central and follow Bent Tree Loop to 7732 Bent Tree Loop, Lot 22-P.
Pets Allowed
Yes
Pet Restrictions
Check Directly with HOA
Tax and Financial Info
Tax Year
2025
Tax Annual Amount
$831.28
Ownership
Fee Simple
Financing Available
Cash, Conventional, FHA, USDA Loan, VA Loan
Financing Available
Cash, Conventional, FHA, USDA Loan, VA Loan
Homestead
No
Total Annual Fees
$908
Average Monthly Fees
$75.67
Approval Process
Check directly with HOA
Minimum Lease
7 Months
Association Fee
$908 (paid Annually)
HOA Payment Schedule
Annually
HOA / Community Association
Required
Rooms
| Size | |
| Primary Bedroom | 13 X 16 |
| Bedroom 2 | 10 X 12 |
| Bedroom 3 | 12 X 10 |
| Bedroom 4 | 10 X 12 |
| Living Room | 13 X 18 |
| Kitchen | 12 X 12 |
| Dining Room | 10 X 12 |
| Bathroom 2 | 5 X 6 |
Mortgage Calculator
Your monthly payment will be
$0,000
Loan and interest only.
Purchase price
Down payment
Schools
Walking and Transportation
Please wait while loading...
Schedule a Tour
ASAP
Thu
22
Oct
Fri
23
Oct
Sat
24
Oct
Sun
25
Oct
Mon
26
Oct
Tue
27
Oct
Wed
28
Oct
Scheduling is free, and you can cancel anytime.
Similar Listings
Similar Recently Sold Listings
Listing provided courtesy of Adams Homes Realty, Inc. (407-523-1030).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 12:15 AM EST.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 12:15 AM EST.
