7732 Bent Tree LOOP St Cloud, FL 34773
7732 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450777 Photo 1
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7732 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450777 Photo 4
7732 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450777 Photo 5
For more information on this listing, contact us at: (352) 871-7333
Active
$392,900

7732 Bent Tree LOOP St Cloud, FL 34773

Single Family Home Property Type
4 Beds
2 Baths
1,820 Sq. Ft.
2026 Year Built
Osceola County
View All Property Details
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH!

Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives.

Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park.

CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability.

Schedule your visit and picture the everyday moments that could begin here.
MLS # O6450777
Monthly HOA $76
On Site 3 Days
Last Updated 10/20/2026

Location

Contact Agent

Angela Stewart

Angela Stewart

(352) 871-7333

Property Details

Community Information

Address 7732 Bent Tree LOOP, St Cloud, FL 34773
County Osceola
City St Cloud
Subdivision Harmony Central Ph 2
Zip Code 34773
Builder Name Adams Homes

School Information

High School Harmony High
Middle School Harmony Middle
Elementary School Harmony Community School (K-5)

Architecture

Bedrooms 4
Bathrooms 2
Year Built 2026
Stories 1
Construction Materials Block, Stucco
Construction Status Completed
Flooring Types Carpet, Ceramic Tile
Roof Shingle
Foundation Slab
Builder Name Adams Homes
Garage Spaces 2

Features / Amenities

Interior Features Open Floorplan, Pest Guard System
Appliances Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Equipment Private Entrance, Private Yard
Flooring Carpet, Ceramic Tile
Laundry Laundry Room
Furnished Unfurnished
Exterior Features Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
Home Warranty Yes
Patio And Porch Covered, Rear Porch
Garage Spaces 2
Carport Spaces 0
Cooling Central Air
Heating Electric
Air Conditioning Central Air

Property Features

Lot Size 6,534 Sq. Ft. / 0.15 Acres
Lot # 22
Flood Zone X
Utilities Cable Connected, Electricity Connected, Sprinkler Meter, Water Connected
Sewer Public Sewer
Water Public
Road Responsibility Public Maintained Road
Road Surface Asphalt
Zoning RES
Directions From Narcoossee Road travel east on US-192 past Harmony High School. Turn left into Harmony Central and follow Bent Tree Loop to 7732 Bent Tree Loop, Lot 22-P.
Pets Allowed Yes
Pet Restrictions Check Directly with HOA

Tax and Financial Info

Tax Year 2025
Tax Annual Amount $831.28
Ownership Fee Simple
Financing Available Cash, Conventional, FHA, USDA Loan, VA Loan
Financing Available Cash, Conventional, FHA, USDA Loan, VA Loan
Homestead No
Total Annual Fees $908
Average Monthly Fees $75.67
Approval Process Check directly with HOA
Minimum Lease 7 Months
Association Fee $908 (paid Annually)
HOA Payment Schedule Annually
HOA / Community Association Required

Rooms

Size
Primary Bedroom13 X 16
Bedroom 210 X 12
Bedroom 312 X 10
Bedroom 410 X 12
Living Room13 X 18
Kitchen12 X 12
Dining Room10 X 12
Bathroom 25 X 6

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7732 Bent Tree LOOP St Cloud, FL 34773 | MLS O6450777
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Listing provided courtesy of Adams Homes Realty, Inc. (407-523-1030).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 12:15 AM EST.