10328 Celtic Ash Dr Ruskin, FL 33573
10328 Celtic Ash Dr Ruskin, FL 33573 | MLS TB8558368 Photo 1
10328 Celtic Ash Dr Ruskin, FL 33573 | MLS TB8558368 Photo 2
10328 Celtic Ash Dr Ruskin, FL 33573 | MLS TB8558368 Photo 3
10328 Celtic Ash Dr Ruskin, FL 33573 | MLS TB8558368 Photo 4
10328 Celtic Ash Dr Ruskin, FL 33573 | MLS TB8558368 Photo 5
For more information on this listing, contact us at: (352) 871-7333
Active
$315,000

10328 Celtic Ash Dr Ruskin, FL 33573

Single Family Home Property Type
4 Beds
2 Baths
1,938 Sq. Ft.
2008 Year Built
Hillsborough County
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Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option!

Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin! Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1,938 square feet of living space, a 2-car garage, and an opportunity to create something truly special.

Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite. The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs.

Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat.

This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan. The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices.

Belmont residents enjoy resort-style community amenities, including a clubhouse, two swimming pools, basketball and tennis courts, a playground, dog park, and scenic walking trails. Conveniently located near I-75, US-301, shopping, restaurants, schools, and hospitals, with access to Tampa, Sarasota, MacDill Air Force Base, and Gulf Coast beaches.

Whether you're looking for an opportunity to enter the housing market at an attractive price point or a property you can transform to fit your vision, this home deserves a closer look. Schedule your private showing today! If you have questions about USDA financing call today!
MLS # TB8558368
Monthly HOA $13
On Site 5 Days
Last Updated 10/20/2026

Location

Contact Agent

Angela Stewart

Angela Stewart

(352) 871-7333

Property Details

Community Information

Address 10328 Celtic Ash Dr, Ruskin, FL 33573
County Hillsborough
City Ruskin
Subdivision Belmont Ph 1a
Zip Code 33573

School Information

High School Sumner High School
Middle School Eisenhower-Hb
Elementary School Belmont Elementary School

Architecture

Bedrooms 4
Bathrooms 2
Year Built 2008
Stories 1
Style Ranch
Construction Materials Block
Flooring Types Ceramic Tile, Laminate
Roof Shingle
Foundation Slab
Parking Features Driveway, Garage Door Opener

Features / Amenities

Interior Features Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Appliances Dishwasher, Disposal, Dryer, Microwave, Refrigerator
Flooring Ceramic Tile, Laminate
Laundry Inside
Furnished Unfurnished
Additional Rooms Formal Dining Room Separate, Formal Living Room Separate, Inside Utility
Exterior Features Private Mailbox, Sidewalk, Sprinkler Metered
Window Blinds
Garage Spaces 0
Carport Spaces 0
Parking Driveway, Garage Door Opener
Cooling Central Air
Heating Central
Air Conditioning Central Air

Property Features

Lot Size 12,778 Sq. Ft. / 0.29 Acres
Lot Dimensions 103.05x124
Waterfront Pond
View Water
Water View Pond
Waterfront Feet 60
Lot # 62
Flood Zone X
Utilities BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Sewer Public Sewer
Water Public
Road Responsibility Public Maintained Road
Road Surface Paved
Zoning PD
Directions Take I-75 to Exit 246 (Big Bend Road). Head east on Big Bend Road. Turn right onto US-301 South, then right onto Paseo Al Mar Boulevard. Turn left onto Lucky Debonair Way, then right onto Celtic Ash Drive. Continue to the property.
These directions follow the published route for a nearby property on Celtic Ash Drive.
Pets Allowed Cats OK, Dogs OK, Yes
Pet Restrictions Buyer to Contact HOA for Rules and Regulations

Tax and Financial Info

Tax Year 2025
Tax Annual Amount $4,681.66
Ownership Fee Simple
Financing Available Cash, Conventional, FHA, VA Loan
Financing Available Cash, Conventional, FHA, VA Loan
Homestead Yes
Total Annual Fees $158.04
CDD Yes
Annual CDD Fee $1,226
Average Monthly Fees $13.17
Realtor Info As-Is, CDD Addendum required, See Attachments
Minimum Lease 1-2 Years
Association Fee $13.17 (paid Monthly)
Association Fee Includes Pool, Recreational Facilities
Association Amenities Basketball Court, Park, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
HOA Payment Schedule Monthly
HOA / Community Association Required

Rooms

Size
Primary Bedroom15 X 15
Living Room20 X 25
Kitchen15 X 10

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10328 Celtic Ash Dr Ruskin, FL 33573 | MLS TB8558368
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Listing provided courtesy of Keller Williams Tampa Properties (813-264-7754).
© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved.
The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Stellar MLS data last updated at October 22, 2026 9:30 AM EST.